My Money Is Safe

In this episode of "My Money Is Safe," hosts Greg and Patty discuss Roth conversions and advanced life insurance strategies as powerful retirement and legacy tools. They explain converting traditional IRA funds (e.g., $100k annually) to Roth accounts, paying taxes upfront, and using vehicles that can offset costs with ~20%+ growth for tax-free access later. They then highlight the PSLIP (Properly Structured Life Insurance Plan) as a "Roth on steroids," offering immediate leveraged death benefits (often $1M–$3M+ from smaller premiums), tax-free loans/withdrawals, and living benefits for long-term care or terminal illness—illustrated by Greg's personal story of accessing six figures tax-free for his wife's cancer treatment after minimal premiums. For qualifying clients (especially under 65), they describe a premium-financed "3-to-1 match" strategy where client contributions are leveraged with bank loans (collateralized by the policy) for exponential growth and protection. The pair emphasize customizing combinations of these approaches based on health and goals, urging listeners to call 1-800-297-5755 or visit MyMoneyIsSafe.com.

In this episode of “My Money is Safe,” Greg Ellie of Prosperity Group and his vice president Patti Jaynes explore the good, bad, and ugly of income riders on annuities. These optional features allow retirees to generate guaranteed lifetime pension-like income for both spouses without surrendering the principal to the insurance company, with any remaining account value passing to beneficiaries. Using examples like turning $500,000 into $30,000–$40,000 (or more with deferral and roll-ups) of annual income, they highlight strong riders that offer compounded growth on the benefit base (e.g., 8%), potential long-term care doublers, and better performance than high-fee variable annuity riders. They stress the importance of choosing the right rider, locking in higher rates now, following the Rule of 100 for asset allocation, and getting a second opinion on existing annuities, as many agents don’t fully understand them. The hosts encourage listeners facing market volatility to call 1-800-297-5755 or visit mymoneyissafe.com for safe-money strategies that protect principal while building reliable retirement income.

In this episode of the "My Money Is Safe Show" hosted by Greg Elie of Prosperity Group Advisors, Greg and co-host Patti Jaynes (vice president of operations) discuss the importance of having a safe money strategy and controlling retirement income amid market volatility and geopolitical risks. They emphasize protecting assets from stock market crashes (likening Wall Street to a "casino") by shifting portions into guaranteed, pension-like accounts—often annuities or similar products—that provide stable, controllable income for life (for both spouses), with leftovers passing to heirs, unlike traditional pensions.The conversation covers the Prosperity Plan's steps: safe money foundation, income planning (often overlapping with safe accounts), and Social Security optimization. They critique over-reliance on market-exposed investments, sharing client stories of brokers resisting transparency, hiding fees, or ignoring risk-averse requests (e.g., an elderly client with 70% in stocks despite preferences for safety). Greg highlights current market fluctuations (citing Yahoo Finance data showing short-term negatives despite longer-term gains), the dangers of hoping for returns rather than guaranteeing them, tax-smart strategies (including tax-free income options), and bonuses like 10-50% account boosts or long-term care protections.Interwoven are light personal anecdotes (allergies, Bradford pear trees, private jet experiences), music plugs (Greg's daughter Annie's song "Phoenix," and classics like "El Shaddai"), and warnings about global instability—wars, potential escalations involving Iran/Israel (with real-time mentions of attacks on Tel Aviv and threats), and how such events could devastate markets and retirement plans. They urge listeners not to bury their heads in the sand, to review statements, consider in-service rollovers for 401(k)s, and seek second opinions via 1-800-297-5755 or mymoneyisafe.com, stressing preparation for 20-30+ years of "unemployment" in retirement rather than speculating on uncertain market or geopolitical outcomes. The tone blends financial education, cautionary tales, faith-inspired encouragement, and promotional calls to action for their advisory services in areas like South Carolina, Florida, and beyond.

In this episode of The My Money Is Safe Show with Greg Elie of the Prosperity Group, Greg and co-host Patti Jaynes urge retirees and pre-retirees to protect their savings amid perceived market volatility and global uncertainties. The core theme revolves around the question "Does anyone ever lose money taking profits?"—emphasizing that locking in gains now is wiser than chasing further upside in what Greg describes as a potential bubble, with large market swings and risks from geopolitical events (like tensions involving Israel/Iran and recent disruptions in Mexico attributed to cartels). He contrasts the casino-like greed of holding too long with the prudence of reallocating portions of 401(k)s or retirement accounts into safer, guaranteed options—such as accounts offering 8% guaranteed income roll-ups, immediate 8-10% bonuses, or pension-like income streams that preserve principal, allow beneficiary inheritance, and avoid full market exposure.Greg shares personal anecdotes, including a disrupted trip to Mexico where he felt protected amid unrest (crediting external political pressures), his own profit-taking in crypto and precious metals (which yielded significant returns as hedges), and client examples illustrating how shifting from high-risk allocations to protected strategies could limit losses in a 30% correction (e.g., risking $60,000 on a smaller exposed portion versus $210,000 on the full amount). He critiques traditional brokerage approaches, target-date funds, and media-driven fear, advocating for a "safe money strategy" foundation first, possibly via in-service rollovers, Roth conversions, or precious metals diversification. Interwoven are lighter moments—promoting his daughter Annie Elie's music releases, reflections on faith, family, purpose in retirement, and avoiding headline-driven decisions—while repeatedly directing listeners to call 1-800-808-5514 or visit mymoneyisafe.com for consultations, TV shows, and resources. The show blends financial caution, optimism about current high-yield safe options (before rates potentially fall), and personal/spiritual insights to encourage proactive retirement planning.

This episode focuses on the essentials of estate planning, emphasizing the need to protect assets, ensure personal wishes are honored, safeguard family relationships, and avoid common pitfalls that can drain legacies or cause disputes. Greg and Patti, who clarify they are not attorneys and offer only practical guidance while referring clients to professionals, highlight that approximately 55% of people lack any estate plan, leaving them vulnerable to family conflicts, court intervention, or assets being claimed by unintended beneficiaries such as nursing homes through Medicaid spend-down requirements or the state itself in cases of intestacy. They contrast wills and trusts, explaining that a will typically requires probate—a public, lengthy, and expensive court process that can consume significant portions of an estate (potentially 10% in states like South Carolina and Florida)—and often leads to emotional battles among heirs. In contrast, a revocable living trust allows assets to pass directly to chosen beneficiaries, avoiding probate entirely, maintaining privacy, and providing greater control, including the ability to specify distribution ages, protect blended families or second marriages through mechanisms like AB trusts, accommodate special needs provisions, and prevent contests. They share personal anecdotes, including Greg’s experiences with family losses and caregiving, a friend’s decade-long probate ordeal that drastically reduced inheritance, and a client case where unfavored relatives looted personal items despite proper financial protections, to illustrate how poor planning can lead to chaos.The discussion also covers long-term care risks, noting high costs (around $114,000 annually for nursing homes and $72,000 for home care in recent figures) and how traditional long-term care insurance can be prohibitively expensive with no return if unused. Greg promotes his trademarked P-SLIP strategy (Properly Structured Life Insurance Plan), which uses specially designed life insurance policies with living benefits to provide tax-free access to funds for care expenses while alive, citing examples like a client who accessed over $450,000 from modest premiums without depleting retirement savings. Additional topics include power of attorney distinctions (durable versus statutory, covering health, finance, and HIPAA compliance), the importance of funding trusts properly (transferring asset titles), regular document reviews to account for life changes, and avoiding common missteps like outdated plans or DIY online trusts.The show ties estate planning to broader retirement concerns such as outliving income, market volatility, inflation, rising national debt, and taxation—particularly how IRAs and 401(k)s make the IRS a lifelong “partner” through required distributions, Social Security taxation, and 10-year beneficiary rules. They advocate Roth conversions to pay taxes now at potentially lower rates under current tax policies, enhanced by their “Rothing strategy” using accounts that offset conversion taxes by over 20%, and safe, pension-like income vehicles to create guaranteed streams while preserving tax-free growth options. Throughout, the hosts blend client stories, light banter, music references (including songs by Greg’s late wife), biblical allusions, and repeated calls to action—urging listeners to contact them at 1-800-808-5514 or visit mymoneyisafe.com for complimentary estate reviews, strategy discussions, and access to past TV episodes—positioning The Prosperity Group as a family-oriented resource dedicated to helping retirees build secure, protected legacies.

The episode of "My Money is Safe" hosted by Greg Elie of the Prosperity Group, featuring co-host Patti Jaynes, focuses on timely Roth IRA and Roth conversion strategies for 2026. Greg highlights a limited-window opportunity—roughly two months from the show's airing—for individuals, particularly retirees with substantial funds in traditional IRAs or 401(k)s, to convert portions to Roth accounts. This allows tax-free growth and withdrawals in the future, avoiding the IRS as a "permanent partner" in retirement savings.

Key points include increased 2026 contribution limits (Roth IRA at $7,500, or $8,600 with catch-up for age 50+; 401(k) at $24,500 plus catch-up), and special accounts or strategies that purportedly add bonuses of 8-20% (or more) to the converted amount—described as "free money"—to help offset conversion taxes, which can be paid from pocket, covered by the account, or withdrawn immediately in some cases. Examples illustrate converting $100,000 and gaining $20,000 extra, with tax-free compounding and inheritance benefits emphasized.

The discussion stresses acting now amid potentially rising future taxes, low current brackets, and economic uncertainties (e.g., market risks, debt, dollar value, gold/silver predictions). Greg ties this to broader 2026 tax code adjustments (e.g., higher defined contribution/benefit limits) and personal anecdotes, like client cases with all-qualified money or health-related needs (e.g., nursing home doublers). He promotes Prosperity Group's services via mymoneyissafe.com, calculators, consultations (1-800-808-5514), and availability in areas like Tampa, Sarasota, Greenville, and Atlanta.

Interwoven are lighter segments (music from Greg's family, weather chat), economic/political commentary (Trump's policies, dollar devaluation theories, Kissinger clip on Trump as a "disruptor"), and warnings that tax rules are "written in pencil" and opportunities may vanish. The show urges listeners to diversify from taxable "baskets," explore Roths for tax-free legacy planning, and contact the team promptly.

In this episode Greg urges retirees and pre-retirees to protect their savings amid rising inflation, persistent high living costs since COVID, and warnings of an impending market correction (likened to 2007-2008). Drawing on Peter Schiff's commentary, Greg predicts severe economic issues involving sovereign debt, dollar weakness, and a gold bull run (forecasting gold at $10,000/oz), while promoting "safe money" strategies like annuities for pension-like income (guaranteed, spouse-continuing, heir-passable, often tax-free via Roth conversions), accounts offering immediate bonuses (up to 45%), tax-harvesting/Roth opportunities, and gold allocation. He shares personal anecdotes, plays music (including his daughter Annie Elie's song "Phoenix"), criticizes over-reliance on market-exposed mutual funds (even conservative ones) for older clients, and repeatedly invites listeners to call 1-800-808-5514, email [email protected], visit mymoneyisafe.com for shows/books ("Prosperity Plan ABCs"), or seek consultations for second opinions and customized retirement protection. 

Retirement tax rules aren’t standing still and small changes now can have a big impact later. Prosperity Group’s Greg Elie and Patti Jaynes are joined by guest host Becky Swansburg, CEO of Stonewood Financial, for a deep dive into retirement tax strategies heading into 2026 on this episode of My Money Is Safe with Greg Elie. The trio’s conversation covers why traditional IRAs and 401(k)s may leave retirees overexposed, how new rules on inherited IRAs and Medicare IRMAA charges can quietly drain income, and why today’s lower tax environment may represent a limited-time planning opportunity. With Becky’s background in Washington policy and retirement tax planning, this episode connects the dots between legislation, Medicare costs, Social Security taxation, and Roth conversion strategies—giving listeners a clearer roadmap for protecting income and reducing future tax surprises. Call 1-800-440-0434 or visit mymoneyissafe.com to schedule your free consultation with the team.

When the market is up, most people do nothing. But according to Greg Elie and Patti Jaynes, that may be the most dangerous time to ignore your retirement strategy. On this episode of My Money Is Safe with Greg Elie, they dive into the timely topic of reallocations and Roth strategies—and why now may be a critical moment for retirees and pre-retirees to act. Greg breaks down how market gains, political disruption, and looming tax increases can quietly put retirement savings at risk if left unmanaged. Together, Greg and Patti discuss the psychology of greed, the importance of taking profits, and how strategic reallocations can help protect assets while creating pension-like, lifetime income for both spouses. The conversation also explores Roth conversions, tax-efficient planning, and innovative strategies that may even help offset the cost of taxes—without market risk. If you’re wondering whether it’s time to lock in gains or reduce future tax exposure, reach out to the Prosperity Group team for a complimentary conversation at 800-808-5514 or visit mymoneyisafe.com to explore tools, resources, and next steps.

Is now the best time to convert your IRA to a Roth? In this episode of My Money Is Safe with Greg Elie, hosts Greg Elie and Patti Jaynes break down a time-sensitive Roth conversion strategy that may allow retirees and high-income earners to move qualified money into tax-free accounts while potentially offsetting the tax bill. Greg explains why the years ahead could represent a limited planning window, how updated Roth contribution and catch-up rules come into play, and why market highs may present an ideal moment to rebalance and reallocate. From inflation concerns and income planning to Roth conversions and tax-free retirement buckets, this episode delivers practical insights for those who want to reduce future tax exposure and create more predictable, long-term income. To learn how these strategies may apply to your situation, visit mymoneyisafe.com or call the Prosperity Group at 800-808-5514 to schedule a conversation with the team.

Markets are reacting, political norms are shifting, and headlines are moving faster than most retirement plans can keep up. In this first recording of the new year, hosts Greg Elie and Patti Jaynes examine how global developments—from Venezuela’s oil influence to broader geopolitical disruption—are reshaping the economic landscape. They explain why emotional reactions to news can put retirement at risk and why now may be a critical time to reassess strategies like in-service rollovers, guaranteed income planning, and safe money positioning. This episode of My Money Is Safe with Greg Elie offers a grounded, real-world discussion for pre-retirees and retirees who want clarity, protection, and opportunity in an increasingly unpredictable market.

If you want to learn how to protect your retirement savings, create pension-like income, or explore whether an in-service rollover makes sense for you, visit mymoneyisafe.com or call 1-800-808-5514 to speak with the Prosperity Group team.

Kicking off the new year, Greg Elie and co-host Patti Jaynes revisit timely discussions on market volatility, tax-efficient retirement strategies, Roth conversions, and creating dependable, pension-like income. This Best Of episode weaves together insights from multiple broadcasts to highlight recurring themes and questions facing today’s retirees. Whether you’re approaching retirement or already there, this year-end recap offers practical perspective to help you move into the new year with greater clarity and confidence. As the calendar turns, the conversation reinforces the importance of staying informed, prepared, and focused on long-term financial security. Call 1-800-808-5514 to speak to the team at the Prosperity Group or head to mymoneyisafe.com.

As the year comes to a close, join Greg Elie and Patti Jaynes of the Prosperity Group for a reflective collection of discussions from 2025 that capture the ideas, stories, and insights that defined this past year. This Best Of episode of My Money is Safe with Greg Elie revisits timely discussions on market uncertainty, historical market parallels, tax planning opportunities, retirement income strategies, estate planning considerations, and the evolving financial landscape shaped by technology and global events. Designed to help retirees and pre-retirees pause, contemplate, and prepare, Greg and Patti provide listeners perspective as one year ends and another begins. To learn more, visit mymoneyisafe.com or call 800-808-5514—then take a moment to reflect, plan, and get inspired as you step into a New Year full of smart choices and joyful moments!

Happy New Year from the Prosperity Group!

It’s the most wonderful (and expensive) time of the year… but hosts Greg Elie and Patti Jaynes are here to remind you that one of the biggest gifts you’ll get this Christmas isn’t wrapped in shiny paper — it’s the still-in-effect Trump Tax Cuts (the Tax Cuts and Jobs Act of 2017) that are keeping millions of Americans in historically low tax brackets. In this warm, laughter-filled Christmas special, the duo explains why today’s tax rates are some of the lowest in decades and why waiting until 2026 could mean paying thousands more.

In this festive (and tax-smart) episode of My Money Is Safe with Greg Elie, you’ll hear:

• How to “unwrap” the gift with smart Roth conversion strategies done in steps (not all at once!) so you stay in the 12% or 22% bracket
• Why 2025 could be your last great chance before provisions sunset in 2026
• Plus, Greg singing with Josh Groban & Bing Crosby, wild volcano stories, and Patti’s touching story of taking her beloved mother to see the Polar Express movie and ride the real Polar Express train in North Carolina – one of her final, cherished adventures with her mom

Call the Prosperity Group today at 1-800-808-5514 or go to mymoneyissafe.com for your no-cost tax strategy session.

Merry Christmas and Happy New Year from the Prosperity Group — may your holidays be bright and your taxes stay low!

With markets sitting at all-time highs and unsettling similarities to 2007 emerging, Greg Elie and Patti Jaynes of the Prosperity Group deliver a timely warning to anyone approaching retirement. They reveal how the extended Trump-era tax cuts have created one of the most powerful — and temporary — tax-saving windows retirees may ever see, and why relying solely on traditional 401(k)/IRA strategies can quietly build a massive future tax bill.

In this episode of My Money is Safe with Greg Elie, Greg and Patti break down practical steps you can take right now while tax rates are still historically low, including in-service rollovers, strategic Roth conversions, and lesser-known tools like the “P-Slip” strategy and 3-for-1 leverage vehicles that can add 20–45% bonus money to your accounts.

If your advisor isn’t discussing Roth strategies, conversion bonuses, or tax-free income planning for 2025 and beyond, you may be leaving significant wealth on the table. To learn more, visit mymoneyisafe.com or call 800-808-5514.

Join hosts Greg Elie and Patti Jaynes on My Money Is Safe with Greg Elie as they sit down with Chace Campbell of ChaceLaw in Greenville for an eye-opening episode. After 36 years in finance, Greg admits he didn’t know “living probate” existed—until a client’s $2M secret account landed in court-ordered conservatorship. Chace reveals why every teen needs an estate plan the moment they turn 18, shocking Greg with the truth about how parents lose legal authority in their child’s medical decisions at adulthood. Discover essential estate planning insights to protect your estate, your family, and your wishes by using the right legal tools (especially trusts) to bypass probate, court intervention, and family conflict.

Greg also shares a new phone number for listeners to connect with them directly—call 1-800-808-5514 to reach him or the team.

Packed with actionable intel for listeners, this episode offers real-world guidance to help you safeguard your legacy.

Want to connect with Chace or learn more about protecting your estate? Head to mymoneyisafe.com for more info and also grab your copy of Greg’s book, Prosperity Plan ABCs.

Greg Elie and Patti Jaynes, hosts of My Money Is Safe with Greg Elie, break down Goldman Sachs and Morgan Stanley execs' alerts on a looming 10-20% equity pullback in the next 12-24 months, as AI-fueled highs falter and inflation surges to 1980s-style 16-17% per shadow stats. Exploring parallels to 2007's subprime meltdown versus 2025's corporate debt and FOMO risks, they warn retirees of devastating 20-30% hits in an extended bear market—lasting 25% longer than bulls. Discover Prosperity Group's safe money playbook: lock in gains with downside-protected income streams, tax-free strategies, legacy planning, and gold-linked accounts. Call 1-800-808-5514 or head to mymoneyisafe.com to secure your retirement before the balloon pops!

Hosts Greg Elie & Patti Jaynes warn: Fed rate cuts are imminent, and procrastinating just cost one client 20% of their lifetime income. Recorded the day Jerome Powell signaled a likely quarter-point drop, Greg shares two real client stories—one who locked in peak rates on $1.2 million, and another who waited and lost. The pair dissect stagflation red flags—CNN’s 2.9% inflation report and a four-year spike in unemployment claims—along with the growing threat of AI job displacement. They explain why “rate shopping” CDs is reckless when governments from Vietnam to England are freezing non-digital accounts, and how to safeguard your savings before the next policy shift hits. On My Money Is Safe with Greg Elie, Greg & Patti reveal actionable strategies to protect your retirement: in-service rollovers, tax-harvesting Roth conversions, and how to generate 5–7% guaranteed lifetime income that outpaces the obsolete 4% rule. Call 1-800-440-0434 or visit mymoneyisafe.com before the window closes.

In this must-listen episode of My Money is Safe with Greg Elie, Greg Elie and Patti Jaynes confront the pressing question: Are we headed for another 2008-style financial crisis? The duo analyzes six striking similarities between 2008 and 2025, from widespread economic anxiety and an inverted yield curve to real estate slowdowns and record-high corporate and national debt. Patti reflects on insights from a recent financial conference, sharing expert insights warning of an imminent downturn, while Greg outlines actionable steps to safeguard your finances, including accounts that can add up to 50% to your savings and generate guaranteed income. Perfect for retirees and cautious investors, this episode offers practical advice to weather the coming storm. Call 1-800-440-0434 or visit mymoneyissafe.com for more information and a free copy of Greg’s book, Prosperity Plan ABCs.