My Money Is Safe

When the market is up, most people do nothing. But according to Greg Elie and Patti Jaynes, that may be the most dangerous time to ignore your retirement strategy. On this episode of My Money Is Safe with Greg Elie, they dive into the timely topic of reallocations and Roth strategies—and why now may be a critical moment for retirees and pre-retirees to act. Greg breaks down how market gains, political disruption, and looming tax increases can quietly put retirement savings at risk if left unmanaged. Together, Greg and Patti discuss the psychology of greed, the importance of taking profits, and how strategic reallocations can help protect assets while creating pension-like, lifetime income for both spouses. The conversation also explores Roth conversions, tax-efficient planning, and innovative strategies that may even help offset the cost of taxes—without market risk. If you’re wondering whether it’s time to lock in gains or reduce future tax exposure, reach out to the Prosperity Group team for a complimentary conversation at 800-808-5514 or visit mymoneyisafe.com to explore tools, resources, and next steps.

Is now the best time to convert your IRA to a Roth? In this episode of My Money Is Safe with Greg Elie, hosts Greg Elie and Patti Jaynes break down a time-sensitive Roth conversion strategy that may allow retirees and high-income earners to move qualified money into tax-free accounts while potentially offsetting the tax bill. Greg explains why the years ahead could represent a limited planning window, how updated Roth contribution and catch-up rules come into play, and why market highs may present an ideal moment to rebalance and reallocate. From inflation concerns and income planning to Roth conversions and tax-free retirement buckets, this episode delivers practical insights for those who want to reduce future tax exposure and create more predictable, long-term income. To learn how these strategies may apply to your situation, visit mymoneyisafe.com or call the Prosperity Group at 800-808-5514 to schedule a conversation with the team.

Markets are reacting, political norms are shifting, and headlines are moving faster than most retirement plans can keep up. In this first recording of the new year, hosts Greg Elie and Patti Jaynes examine how global developments—from Venezuela’s oil influence to broader geopolitical disruption—are reshaping the economic landscape. They explain why emotional reactions to news can put retirement at risk and why now may be a critical time to reassess strategies like in-service rollovers, guaranteed income planning, and safe money positioning. This episode of My Money Is Safe with Greg Elie offers a grounded, real-world discussion for pre-retirees and retirees who want clarity, protection, and opportunity in an increasingly unpredictable market.

If you want to learn how to protect your retirement savings, create pension-like income, or explore whether an in-service rollover makes sense for you, visit mymoneyisafe.com or call 1-800-808-5514 to speak with the Prosperity Group team.

Kicking off the new year, Greg Elie and co-host Patti Jaynes revisit timely discussions on market volatility, tax-efficient retirement strategies, Roth conversions, and creating dependable, pension-like income. This Best Of episode weaves together insights from multiple broadcasts to highlight recurring themes and questions facing today’s retirees. Whether you’re approaching retirement or already there, this year-end recap offers practical perspective to help you move into the new year with greater clarity and confidence. As the calendar turns, the conversation reinforces the importance of staying informed, prepared, and focused on long-term financial security. Call 1-800-808-5514 to speak to the team at the Prosperity Group or head to mymoneyisafe.com.

As the year comes to a close, join Greg Elie and Patti Jaynes of the Prosperity Group for a reflective collection of discussions from 2025 that capture the ideas, stories, and insights that defined this past year. This Best Of episode of My Money is Safe with Greg Elie revisits timely discussions on market uncertainty, historical market parallels, tax planning opportunities, retirement income strategies, estate planning considerations, and the evolving financial landscape shaped by technology and global events. Designed to help retirees and pre-retirees pause, contemplate, and prepare, Greg and Patti provide listeners perspective as one year ends and another begins. To learn more, visit mymoneyisafe.com or call 800-808-5514—then take a moment to reflect, plan, and get inspired as you step into a New Year full of smart choices and joyful moments!

Happy New Year from the Prosperity Group!

It’s the most wonderful (and expensive) time of the year… but hosts Greg Elie and Patti Jaynes are here to remind you that one of the biggest gifts you’ll get this Christmas isn’t wrapped in shiny paper — it’s the still-in-effect Trump Tax Cuts (the Tax Cuts and Jobs Act of 2017) that are keeping millions of Americans in historically low tax brackets. In this warm, laughter-filled Christmas special, the duo explains why today’s tax rates are some of the lowest in decades and why waiting until 2026 could mean paying thousands more.

In this festive (and tax-smart) episode of My Money Is Safe with Greg Elie, you’ll hear:

• How to “unwrap” the gift with smart Roth conversion strategies done in steps (not all at once!) so you stay in the 12% or 22% bracket
• Why 2025 could be your last great chance before provisions sunset in 2026
• Plus, Greg singing with Josh Groban & Bing Crosby, wild volcano stories, and Patti’s touching story of taking her beloved mother to see the Polar Express movie and ride the real Polar Express train in North Carolina – one of her final, cherished adventures with her mom

Call the Prosperity Group today at 1-800-808-5514 or go to mymoneyissafe.com for your no-cost tax strategy session.

Merry Christmas and Happy New Year from the Prosperity Group — may your holidays be bright and your taxes stay low!

With markets sitting at all-time highs and unsettling similarities to 2007 emerging, Greg Elie and Patti Jaynes of the Prosperity Group deliver a timely warning to anyone approaching retirement. They reveal how the extended Trump-era tax cuts have created one of the most powerful — and temporary — tax-saving windows retirees may ever see, and why relying solely on traditional 401(k)/IRA strategies can quietly build a massive future tax bill.

In this episode of My Money is Safe with Greg Elie, Greg and Patti break down practical steps you can take right now while tax rates are still historically low, including in-service rollovers, strategic Roth conversions, and lesser-known tools like the “P-Slip” strategy and 3-for-1 leverage vehicles that can add 20–45% bonus money to your accounts.

If your advisor isn’t discussing Roth strategies, conversion bonuses, or tax-free income planning for 2025 and beyond, you may be leaving significant wealth on the table. To learn more, visit mymoneyisafe.com or call 800-808-5514.

Join hosts Greg Elie and Patti Jaynes on My Money Is Safe with Greg Elie as they sit down with Chace Campbell of ChaceLaw in Greenville for an eye-opening episode. After 36 years in finance, Greg admits he didn’t know “living probate” existed—until a client’s $2M secret account landed in court-ordered conservatorship. Chace reveals why every teen needs an estate plan the moment they turn 18, shocking Greg with the truth about how parents lose legal authority in their child’s medical decisions at adulthood. Discover essential estate planning insights to protect your estate, your family, and your wishes by using the right legal tools (especially trusts) to bypass probate, court intervention, and family conflict.

Greg also shares a new phone number for listeners to connect with them directly—call 1-800-808-5514 to reach him or the team.

Packed with actionable intel for listeners, this episode offers real-world guidance to help you safeguard your legacy.

Want to connect with Chace or learn more about protecting your estate? Head to mymoneyisafe.com for more info and also grab your copy of Greg’s book, Prosperity Plan ABCs.

Greg Elie and Patti Jaynes, hosts of My Money Is Safe with Greg Elie, break down Goldman Sachs and Morgan Stanley execs' alerts on a looming 10-20% equity pullback in the next 12-24 months, as AI-fueled highs falter and inflation surges to 1980s-style 16-17% per shadow stats. Exploring parallels to 2007's subprime meltdown versus 2025's corporate debt and FOMO risks, they warn retirees of devastating 20-30% hits in an extended bear market—lasting 25% longer than bulls. Discover Prosperity Group's safe money playbook: lock in gains with downside-protected income streams, tax-free strategies, legacy planning, and gold-linked accounts. Call 1-800-808-5514 or head to mymoneyisafe.com to secure your retirement before the balloon pops!

Hosts Greg Elie & Patti Jaynes warn: Fed rate cuts are imminent, and procrastinating just cost one client 20% of their lifetime income. Recorded the day Jerome Powell signaled a likely quarter-point drop, Greg shares two real client stories—one who locked in peak rates on $1.2 million, and another who waited and lost. The pair dissect stagflation red flags—CNN’s 2.9% inflation report and a four-year spike in unemployment claims—along with the growing threat of AI job displacement. They explain why “rate shopping” CDs is reckless when governments from Vietnam to England are freezing non-digital accounts, and how to safeguard your savings before the next policy shift hits. On My Money Is Safe with Greg Elie, Greg & Patti reveal actionable strategies to protect your retirement: in-service rollovers, tax-harvesting Roth conversions, and how to generate 5–7% guaranteed lifetime income that outpaces the obsolete 4% rule. Call 1-800-440-0434 or visit mymoneyisafe.com before the window closes.

In this must-listen episode of My Money is Safe with Greg Elie, Greg Elie and Patti Jaynes confront the pressing question: Are we headed for another 2008-style financial crisis? The duo analyzes six striking similarities between 2008 and 2025, from widespread economic anxiety and an inverted yield curve to real estate slowdowns and record-high corporate and national debt. Patti reflects on insights from a recent financial conference, sharing expert insights warning of an imminent downturn, while Greg outlines actionable steps to safeguard your finances, including accounts that can add up to 50% to your savings and generate guaranteed income. Perfect for retirees and cautious investors, this episode offers practical advice to weather the coming storm. Call 1-800-440-0434 or visit mymoneyissafe.com for more information and a free copy of Greg’s book, Prosperity Plan ABCs.

Tune into this gripping episode of My Money Is Safe with Greg Elie, as hosts Greg Elie and Patti Jaynes dive into the perplexing reality of record-high markets amidst government shutdowns and global unrest. They unpack the current economic landscape, exploring why gold prices are surging alongside stock market gains and what this means for your retirement strategy. Greg and Patti discuss the importance of taking profits now, the risks of chasing rates, and the value of in-service rollovers to secure pension-like income. With actionable insights and a call to protect your financial future, they emphasize safe money strategies to navigate uncertainty. Be sure to listen to hear their expert analysis, learn about guaranteed income opportunities, and discover how to safeguard your wealth by visiting mymoneyissafe.com or calling 1-800-440-0434.

Don’t let a rollercoaster market dictate your financial future. On this episode of My Money is Safe with Greg Elie, hosts Greg Elie and Patti Jaynes expose the costly consequences of reactive retirement planning. In a world of market swings and hype-driven investing, chasing returns could wreck your future. Instead, discover smart, proven strategies like the Rule of 100, in-service rollovers, and the tax-free power of P-SLIP (Properly Structured Life Insurance Plan). Plus, hear how real clients added 10-50% to their retirement accounts — without gambling in the market. Tune in now to discover how to build a safer, smarter retirement strategy — starting today. Call 1-800-440-0434 or visit mymoneyissafe.com to schedule your free consultation or get your copy of Prosperity Plan ABCs.

Join hosts Greg Elie and Patti Jaynes on this episode of My Money Is Safe with Greg Elie as they examine the intricacies of the recently passed "Big Beautiful Bill" and its significant tax changes for retirees. Greg and Patti break down the permanent extension of individual income tax bracket reductions from the 2017 Tax Cuts and Jobs Act, focusing on how these changes impact savers aged 65 and older. They expound on a new tax deduction aimed at offsetting Social Security benefit taxation and discuss strategic retirement planning, including the benefits of converting to tax-free vehicles like Roth IRAs or P-slip strategies. Tune in to learn how to leverage these legislative changes for a more secure retirement, with practical insights from the Prosperity Group. Visit mymoneysafe.com for additional resources, past episodes, and a free copy of Greg’s book, Prosperity Plan ABCs.

Greg Elie of the Prosperity Group along with Vice President Patti Jaynes deliver a timely discussion on navigating stock market volatility for a secure retirement in this engaging episode of My Money Is Safe with Greg Elie. Fresh off Labor Day, Greg and Patti explore the risks of treating Wall Street like a casino, highlighting recent market swings of $14,000 and $17,000 in accounts. Greg and Patti offer actionable strategies like the "Rule of 100" and safe money plans with guaranteed 5-6% returns, designed to protect your savings without high fees. They also highlight tax-free strategies and in-service rollovers for those approaching 59½, emphasizing financial stability over risky market bets. Don’t miss this episode’s insights on building a resilient retirement plan, and visit mymoneyissafeshow.com or call 1-800-440-0434 to request Greg’s complimentary book, Prosperity Plan ABCs.

This episode cuts through the noise about market performance. Greg Elie and Patti Jaynes of the Prosperity Group tackle common misconceptions about market gains, revealing the Dow Jones' year-to-date return of just 6.75% and its volatility, with significant dips earlier in the year in this episode of My Money is Safe with Greg Elie. They warn against the risks of staying fully invested as retirement nears, sharing a client’s success with a guaranteed income account yielding 5.87%—outpacing market ups and downs. Greg and Patti also touch on the potential economic impacts of tariffs, including rising costs observed at retail, urging listeners to secure their financial future with prudent strategies. Packed with actionable insights, including how an in-service rollover can boost your 401(k) by up to 25%, this episode is a must-listen for retirees and pre-retirees. Call 1-800-440-0434 to get Greg’s book, Prosperity Plan ABC or visit mymoneyissafeshow.com for more. 

In today’s episode of My Money is Safe with Greg Elie, hosts Greg Elie and Patti Jaynes explore  opportunities to secure high guaranteed income rates before anticipated interest rate drops. They discuss strategies to lock in rates as high as 8.25% to 10% for retirement income, emphasizing the urgency as carriers signal impending changes. They share real client success stories, including a case where Patti improved a client’s income by 25%, and highlight the benefits of their Prosperity Plan, which offers pension-like income with added flexibility and death benefits. Tune in to learn how to protect your retirement savings and potentially boost your income by 10-25%. Call 1-800-440-0434 or visit mymoneyissafe.com to learn more and request a free copy of Greg’s book, Prosperity Plan ABCs.

Join hosts Greg Elie and Patti Jaynes in this compelling episode of My Money Is Safe with Greg Eli as they dive into time-sensitive strategies to secure your retirement with guaranteed income and tax-free growth. They discuss locking in high guaranteed rates of 8-10% for income, even if you're already drawing from your accounts, and share a real client story of achieving a 25% annual income increase. With market volatility looming and interest rates expected to drop, they emphasize the urgency of acting now to protect your retirement funds. Contact the Prosperity Group at 1-800-440-0434 or visit mymoneyissafe.com for personalized advice.

Hosts Greg Elie and Patti Jaynes dive into a critical issue facing baby boomers: the influence of their Gen X children on retirement strategies in this eye-opening episode of My Money is Safe with Greg Elie. Greg shares real-life examples of retirees who followed their kids’ risky market-driven advice, often leading to financial pitfalls. With the market’s recent volatility—showing a mere 3.56% year-to-date return and a negative 1% over six months—Greg and Patti warn against relying on younger generations’ high-risk approaches, which may not suit retirees’ needs. They discuss safer alternatives, like guaranteed income strategies offering up to 8.25% for income, and the importance of in-service rollovers for 401(k)s. Tune in for practical advice to protect your retirement, plus a heartfelt nod to veterans as Patti attends a ceremony at the Veteran Center honoring a colleague. Contact Greg and Patti at 1-800-440-0434 or mymoneyissafe.com for personalized guidance.

In today’s episode of My Money Is Safe with Greg Elie, hosts Greg Elie and Patti Jaynes unpack innovative tax-free retirement strategies that can transform your financial future. Greg and Patti explore the power of Tax-Free Retirement Accounts (TFRAs), specifically focusing on properly structured Indexed Universal Life (IUL) policies, or what Greg calls the "P-Slip," which can outperform traditional Roth accounts by offering tax-free income, long-term care benefits, and leveraged growth through unique bank-matching strategies. They break down the complexities of Section 7702 of the Internal Revenue Code, share real-world examples like a client’s IUL outperforming a Roth by $200,000, and discuss why whole life insurance often falls short due to negative arbitrage. Tune in to learn how to legally minimize unnecessary taxes, protect your wealth, and plan for a secure retirement. Contact Greg and Patti at 1-800-440-0434 or visit mymoneyissafe.com for more details and a free copy of Prosperity Plan ABCs.